Credit Monitoring Arrangement (CMA) data

 

Credit Monitoring Arrangement, commonly known as CMA Data is the financial report used by lending institutions to appraise and analyse the financial position of a company before lending. Under the present rules, the Reserve Bank of India has mandated all banks to prepare CMA for lending to large borrowers.

 

• Income Tax Returns of the Business and its owners
• Last 2 years Audited Financial Statements
• Provisional Financial statement for the year in which we are preparing CMA Data
• Notes on assumptions used by us while preparing Projected Financial statements
• Cost sheet of Direct and Indirect expenses
• Normally in CMA Data, we have to provide 5 Years comparative financial statements

 

Credit Monitoring Arrangement Data

Particulars as on 31st March	2019	2020	2021	2022	2023
	Actual	Actual	Actual	Estimated	Projected
a) Equity Share Capital
Other Reserves and P & L
Tangible Net worth
Term Liabilities
of which Unsecured Loans
Capital Employed
Net Block
Non Current Assets
of Which Funds Invested outside Business
Adjusted Tangible Net Worth
Current Assets
Cash & Bank
Investments
Receivables
Deferred receivable post 1 yr
Inventory
Advances to suppliers
Advance payment of tax/VAT/IGST/etc
Other Current Assets
Current Liabilities
Bank Borrowings
Creditors for purchases
Advances / payments from customers / deposits from dealers.
Provisions (Tax & Other)
Dividends Payable
Statutory liabilities
Installments dues
Other Current Liabilities due within one year
Net Current Assets
Capital Deployed
b) Operational Data
Gross Sales
Less: Excise / Sales Tax
Net Sales
Of which exports
Other Operating Income
Total non-operating Income
Manufacturing expenses
Adm. & Selling Expenses
Depreciation
Interest
Net Profit before Tax
Net Profit After Tax
Dividend
Profitability Ratio
(NP/Sales) %
Net Profit / Capital Employed
Stock Turnover ratio (days)
Debtor Turnover ratio (days)
Creditors Turnover ratio (days)
PAT / TNW
Current Ratio(With TL installments)
Current ratio without TL
DE Ratio (TTL/ ATNW)
DE Ratio (TOL/ATNW)
Quasi DE Ratio (TOL/TNW)
Quasi DE Ratio (TTL/TNW)
Unsecured Loans (Quasi Equity)
NET WORTH
TOTAL OUTSIDE LIABILITIES
Total Debt
equity
Debtors
Gross sales

 

Download cma data format-CMA Data required by bank