Credit Monitoring Arrangement (CMA) data
Â
Credit Monitoring Arrangement, commonly known as CMA Data is the financial report used by lending institutions to appraise and analyse the financial position of a company before lending. Under the present rules, the Reserve Bank of India has mandated all banks to prepare CMA for lending to large borrowers.
Â
- Income Tax Returns of the Business and its owners
- Last 2 years Audited Financial Statements
- Provisional Financial statement for the year in which we are preparing CMA Data
- Notes on assumptions used by us while preparing Projected Financial statements
- Cost sheet of Direct and Indirect expenses
- Normally in CMA Data, we have to provide 5 Years comparative financial statements
Credit Monitoring Arrangement Data
Particulars as on 31st March | 2019 | 2020 | 2021 | 2022 | 2023 |
Actual | Actual | Â Actual | Estimated | Projected | |
a) Equity Share Capital | |||||
Other Reserves and P & L | |||||
Tangible Net worth | |||||
Term Liabilities | |||||
 of which Unsecured Loans | |||||
Capital Employed | |||||
Net Block | |||||
Non Current Assets | |||||
of Which Funds Invested outside Business | |||||
Adjusted Tangible Net Worth | |||||
Current Assets | |||||
Cash & Bank | |||||
Investments | |||||
Receivables | |||||
Deferred receivable post 1 yr | |||||
Inventory | |||||
Advances to suppliers | |||||
Advance payment of tax/VAT/IGST/etc | |||||
Other Current Assets | |||||
Current Liabilities | |||||
Bank Borrowings | |||||
Creditors for purchases | |||||
Advances / payments from customers / deposits from dealers. | |||||
Provisions (Tax & Other) | |||||
Dividends Payable | |||||
Statutory liabilities | |||||
Installments dues | |||||
Other Current Liabilities due within one year | |||||
Net Current Assets | |||||
Capital Deployed | |||||
b) Operational Data | |||||
Gross Sales | |||||
Less: Excise / Sales Tax | |||||
Net Sales | |||||
Of which exports | |||||
Other Operating Income | |||||
Total non-operating Income | |||||
Manufacturing expenses | |||||
Adm. & Selling Expenses | |||||
Depreciation | |||||
Interest | |||||
Net Profit before Tax | |||||
Net Profit After Tax | |||||
Dividend | |||||
Profitability Ratio | |||||
(NP/Sales) % | |||||
Net Profit / Capital Employed | |||||
Stock Turnover ratio (days) | |||||
Debtor Turnover ratio (days) | |||||
Creditors Turnover ratio (days) | |||||
PAT / TNW | |||||
Current Ratio(With TL installments) | |||||
Current ratio without TL | |||||
DE Ratio (TTL/ ATNW) | |||||
DE Ratio (TOL/ATNW) | |||||
Quasi DE Ratio (TOL/TNW) | |||||
Quasi DE Ratio (TTL/TNW) | |||||
Unsecured Loans (Quasi Equity) | |||||
NET WORTH | |||||
TOTAL OUTSIDE LIABILITIES | |||||
Total Debt | |||||
equity | |||||
Debtors | |||||
Gross sales |
Download cma data format-CMA Data required by bank