PMEGP

Ministry of Micro, Small & Medium Enterprises

PMEGP

Ministry of MSME is implementing Prime Minister’s Employment Generation Programme (PMEGP) since 2008-09 through Khadi and Village Industries Commission (KVIC) as nodal agency at the national level for generating employment opportunities in the country by setting up micro-enterprises in non-farm sector.

Under PMEGP, General Category beneficiaries can avail of Margin Money subsidy of 25 % of the project cost in rural areas and 15% in urban areas. For Special Categories such as SC/ST/OBC/minorities/women/ex-serviceman/physically handicapped /NER/Hill and Border areas, etc., the Margin Money subsidy is 35% in rural areas and 25% in urban areas.  Maximum project cost for manufacturing unit is Rs.25 lakh and for service sector is Rs.10 lakh.

 Since its inception upto 31.12.2021, about 7.38 lakh new micro units have been assisted utilizing margin money subsidy of Rs.17819.23 cr. generating estimated employment opportunities for about 60.60 lakh persons

   The scheme has been successful in generating rural employment spread across various social categories. Around 80% of the PMEGP units have been set up in rural areas and about 50% of the units have been set up by SC/ST/Women entrepreneurs. Target set and achievement made under the PMEGP Scheme in the country during the last three years and current year as on 27.01.2022 is given below:

 Margin Money :- Rs. in lakh)
Year Target Achievement
No. of Units assisted Margin Money disbursed Estimated Employment Generated No. of Units assisted Margin Money disbursed Estimated Employment Generated
2018-19 72381 206880.00 579048 73427 207000.54 587416
2019-20 79236 239644.00 633888 66653 195082.20 533224
2020-21 78625 228968.52 629000 74415 218880.15 595320
2021-22 (as on 27.01.2022) 92666 285000.00 741328 60180 185122.76 370840

State/UT-wise number of Women beneficiaries benefitted under PMEGP scheme during last three years and current year is given at Annexure.

Following steps have been taken for the effective implementation of PMEGP:

  1. The process of application flow, including bank sanctions and disbursement, has been made faster and transparent through introduction of on-line portal.
  2. The process of selection of entrepreneurs has been further streamlined with the discontinuation of the role of District Level Task Force Committee (DLTFC) since April, 2020, in recommending proposals/applications to financing banks. In the revised scenario, the proposals are now sent directly by Implementing Agencies to financing banks based on a Score Card model, thereby reducing the overall approval period.
  3. Organizing of Entrepreneurship Training Programme (EDP), mandatory before disbursal of loan by Banks, has been made online since October 2019 to provide expedited training and release of loan to the beneficiaries.
  4. Free two day online pre- EDP training has been introduced for interested applicants.
  5. The list of activities has been expanded to attract entrepreneurs for setting up diverse units.
  6. Implementing Agencies like Khadi and Village Industries Commission (KVIC), State Khadi and Village Industries Board (KVIB) and District Industries Centres (DICs) are providing handholding to applicants, through call centres, online tutorials as well as with help desks with banking and marketing experts.
  7. Sector/industry wise webinars are also being organized every Sunday involving industry experts and banks with participation of more than 300,000 prospective applicants.

No. of  Women beneficiaries assisted under PMEGP during last three years and Current Year (as on 27.01. 2022)
 

Sr. No.

 

Name of State/UT

 

2018-19

2019-20 2020-21 2021-22

(as on 27.01. 2022)

1 Jammu & Kashmir 2449 1861 3235 5982
2 Ladakh 0 0 85 46
3 Himachal Pradesh 528 447 431      279
4 Punjab 703 681 737 493
5 U.T. Chandigarh 13 8 6 5
6 Haryana 547 592 622 469
7 Delhi 54 41 33 30
8 Rajasthan 524 732 663 446
9 Uttarakhand 499 467 551 288
10 Uttar Pradesh 1433 1574 2777 2193
11 Chhattisgarh 726 670 753 444
12 Madhya Pradesh 738 627 1435 1075
13 Sikkim 27 29 24 13
14 Arunachal Pradesh 99 77 38 41
15 Nagaland 535 481 310 232
16 Manipur 533 518 725 265
17 Mizoram 542 389 417 110
18 Tripura 248 219 224 136
19 Meghalaya 126 117 140 102
20 Assam 999 798 951 464
21 Bihar 861 582 665 425
22 West Bengal 810 911 907 530
23 Jharkhand 428 451 444 256
24 Odisha 1185 1160 1319 936
25 A & N Islands 51 17 42 25
26 Gujarat* 2382 2719 1841 2061
27 Maharashtra** 1965 1636 1179 984
28 Goa 30 36 18 26
29 Andhra Pradesh 1101 1113 856 811
30 Telangana 668 735 734 579
31 Karnataka 1086 1167 1492 1160
35 Lakshadweep 0 0 2
33 Kerala 1052 1003 953 612
34 Tamilnadu 2463 2841 2663 1699
35 Puducherry 29 21 13 20
GRAND TOTAL 25434 24720 27285 23237

This information was given by Union Minister for Micro, Small and Medium Enterprises, Shri Narayan Rane in a written reply in Lok Sabha today.

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